1. Medium Term Loan: Varappetti Service Cooperative Bank offers Medium Term Loans to assist individuals and businesses with financing needs that fall between short-term and long-term requirements. Whether it's expanding your business, purchasing equipment, or funding a major project, our Medium-Term Loan provides you with the necessary financial support and flexible repayment options to meet your goals.
2. Ordinary Loan Own Fund: Our Ordinary Loan Own Fund option allows members of Varappetti Service Cooperative Bank to access funds for various personal and professional needs. With attractive interest rates and flexible repayment terms, this loan facility offers convenient financing solutions for education, healthcare, home improvements, or any other personal expenses. Benefit from our customer-centric approach and transparent loan terms to achieve your aspirations.
3. Special Gold Loan: Varappetti Service Cooperative Bank's Special Gold Loan provides a tailored borrowing solution for customers who require immediate funds against their gold assets. With this loan facility, you can unlock the value of your gold jewelry or ornaments and access quick and hassle-free financing. Enjoy competitive interest rates and flexible repayment options while retaining ownership of your precious gold possessions.
4. Community Development Loan: Varappetti Service Cooperative Bank is committed to the upliftment and progress of the community. Our Community Development Loan supports social and economic development initiatives by offering financial assistance to individuals, self-help groups, and community-based organizations. Whether it's entrepreneurship, infrastructure development, or skill training programs, our loan facility helps drive positive change and empowers communities to thrive.
5. Staff Overdraft: Varappetti Service Cooperative Bank provides Staff Overdraft facilities to meet the financial needs of our valued employees. This exclusive offering enables our staff members to access short-term funds conveniently and flexibly, offering financial stability during times of unexpected expenses or temporary cash flow gaps. With competitive interest rates and flexible repayment options, our Staff Overdraft helps our employees manage their personal finances effectively.
6. Interest-Free Medical Aid Loan: Varappetti Service Cooperative Bank's Interest-Free Medical Aid Loan aims to assist individuals with their medical expenses during times of health emergencies or planned medical treatments. This loan facility offers financial support without any interest charges, ensuring that medical care remains affordable and accessible. Our compassionate approach and convenient repayment terms make it easier for individuals to prioritize their health and well-being.
7. NAOD (Non-Agricultural Overdraft): Our NAOD (Non-Agricultural Overdraft) facility provides convenient access to funds for non-agricultural purposes, catering to the financial requirements of individuals and businesses. With flexible withdrawal and repayment options, this overdraft facility allows you to manage your working capital efficiently, seize business opportunities, and meet various personal or professional financial obligations.
8. MT Agriculture Cow Loan: Varappetti Service Cooperative Bank's MT Agriculture Cow Loan supports the agricultural community by providing financing for the purchase of cows, which are essential for dairy farming. This loan facility enables farmers to enhance their livestock holdings, improve their agricultural productivity, and generate sustainable income. Benefit from our competitive interest rates and customized repayment options to boost your agricultural endeavours.
9. MT Two Wheeler Loan: Varappetti Service Cooperative Bank offers the MT Two Wheeler Loan to help individuals fulfill their transportation needs. This loan facility allows you to finance the purchase of a two-wheeler, making it easier for you to commute and navigate through daily life. With attractive interest rates and convenient repayment options, our MT Two Wheeler Loan makes owning a two-wheeler more affordable and accessible.
10. LT Vehicle Loan: Varappetti Service Cooperative Bank's LT Vehicle Loan provides financial assistance for purchasing vehicles such as cars, vans, or trucks. Whether it's for personal use or business purposes, this loan facility allows you to fulfill your dream of owning a vehicle. With competitive interest rates and flexible repayment terms, our LT Vehicle Loan makes acquiring a vehicle more convenient and manageable.
11. Short Term Media Loan: Our Short Term Media Loan is designed to meet the financial requirements of media professionals, including photographers, videographers, and journalists. This loan facility provides quick access to funds for equipment purchase, production expenses, or professional development. With flexible repayment options and specialized support, Varappetti Service Cooperative Bank helps media professionals thrive in their respective fields.
12. Gold Loan Interest-Free: Varappetti Service Cooperative Bank's Gold Loan Interest-Free facility offers a unique borrowing solution where you can access immediate funds against your gold assets without incurring any interest charges. This interest-free loan allows you to unlock the value of your gold while enjoying the benefits of flexible repayment terms. Experience the convenience and affordability of our Gold Loan Interest-Free option and meet your financial needs without the burden of interest payments.
13. Interest-Free Package Loan: Our Interest-Free Package Loan is a comprehensive borrowing solution that combines multiple financial requirements into a single loan facility. This innovative offering allows you to access funds for various purposes such as education, healthcare, home improvements, or any other personal or professional expenses without incurring any interest charges. Varappetti Service Cooperative Bank's Interest-Free Package Loan provides convenience, flexibility, and cost-saving benefits.
14. Short Term-SLF (Short-term Loan Facility): Varappetti Service Cooperative Bank's Short Term-SLF is a loan facility designed to meet short-term financing needs. Whether it's managing inventory, fulfilling urgent business expenses, or bridging temporary cash flow gaps, this loan option provides quick access to funds with flexible repayment terms. With our Short Term-SLF, you can ensure smooth business operations and seize opportunities without compromising financial stability.
15. JLG (Joint Liability Group) Loan: Varappetti Service Cooperative Bank's JLG Loan is specifically tailored for group-based borrowing by members of Joint Liability Groups. This loan facility promotes financial inclusion and empowers individuals through collective responsibility. By forming a JLG, individuals can access funds for various purposes such as micro-enterprise development, agriculture, or income-generating activities. With our JLG Loan, Varappetti Service Cooperative Bank supports and encourages community-driven economic growth.
16. LT Agri Loan: Our LT Agri Loan is designed to support the agricultural sector by providing financial assistance for long-term agricultural projects and investments. Whether it's expanding farming operations, purchasing equipment, or investing in infrastructure, this loan facility offers competitive interest rates and flexible repayment options. Varappetti Service Cooperative Bank's LT Agri Loan enables farmers to optimize productivity and enhance the sustainability of their agricultural enterprises.
17. LT OL (Long-Term Overdraft): Varappetti Service Cooperative Bank's LT OL (Long-Term Overdraft) provides a flexible line of credit to meet long-term financial needs. This overdraft facility allows individuals and businesses to access funds as needed, providing financial flexibility and stability. With competitive interest rates and convenient repayment terms, our LT OL supports your financial goals and helps you manage your cash flow effectively.
18. Interest-Free Vidhyatharangini: Varappetti Service Cooperative Bank's Interest-Free Vidhyatharangini loan is specifically designed to support educational pursuits. This loan facility offers interest-free financing for students, enabling them to pursue higher education without the burden of interest payments. With flexible repayment terms and a focus on empowering the youth, Varappetti Service Cooperative Bank promotes access to quality education and encourages academic excellence.